Cautious MPS
Capital preservation with modest growth
Designed to preserve capital while aiming for modest growth over the medium to long term. The portfolio is constructed to manage risk carefully, with a focus on stability and reduced volatility.
+11.54%
Since Inception
+4.98%
Q3 2025
55%
Equity Allocation
28%
Bond Allocation
Investment Approach
The Cautious portfolio is ideal for investors who prefer stability over higher potential returns. With a significant allocation to fixed income and lower-risk assets, this portfolio aims to protect your capital during market downturns while still participating in market growth. We achieve this through a diversified selection of closed and open-ended funds, with an emphasis on lower-risk asset classes. Our active management approach ensures that investments align with specific risk criteria while maintaining exposure across various asset classes, currencies and geographies. This portfolio is suitable for investors with a medium-term horizon (3-5 years), those approaching retirement, or anyone who prioritises sleeping well at night over maximising returns.
Key Features
- Lower volatility than market average
- 28% allocation to bonds for stability
- Quarterly rebalancing by investment committee
- Designed for 3-5 year investment horizon
Suitable For
- Investors approaching retirement
- Those with lower risk tolerance
- Medium-term investment timeframes
- First-time investors seeking stability
Asset Allocation
Portfolio Holdings
UK Equity
Artemis UK Select, Gresham House UK Multi Cap, iShares UK MSCI
International Equity
Wellington Global Stewards, BNY Mellon Global Income, Dimensional World Equity, Polar Capital Global Insurance, Polar Capital Technology Trust
Fixed Income
iShares Core Global Aggregate Bond, iShares UK Gilts 0-5 Year, iShares 3-7 Year US Treasury GBP Hedged
Alternatives
WisdomTree Physical Gold Hedged, Tellworth UK Select, Jupiter Merian GEAR
Cash
Money Market Fund
Performance History
Our Cautious portfolio has consistently outperformed its benchmark since inception.
Q1 2025
+1.7%
Q2 2025
+6.33%
Q3 2025
+4.98%
Since Inception
+11.54%
Important Information
Past performance is not a guide to future performance. Your capital is at risk and your investment may be worth less than the starting value. All performance figures are net of fees. Data sourced from FE Analytics as at the date of the most recent factsheet.
Transparent Pricing
We believe in clear, straightforward pricing with no hidden fees.
£400
Account Setup
One-time fee
0.75%
Initial Fee
On additions
0.75%
Annual Management
Per annum
~0.50%
Platform Fee
Administration
Explore Other Portfolios
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