Moderate MPS
Balanced growth and income
Designed to deliver a blend of capital growth and income over the medium-to-long term. We invest in financial assets and seek to mitigate volatility through a diversified portfolio.
+12.66%
Since Inception
+5.51%
Q3 2025
67%
Equity Allocation
19.5%
Bond Allocation
Investment Approach
The Moderate portfolio strikes a balance between growth potential and risk management. With a diversified approach across equities, bonds, and alternatives, this portfolio aims to capture market upside while providing some cushion during downturns. We manage the underlying investments in accordance with specific risk criteria. Our active management style enables us to invest in a range of asset classes, currencies and geographies. This is our most popular choice for investors with a medium-term outlook (3-5 years) who want meaningful growth without excessive volatility.
Key Features
- Balanced risk/reward profile
- 67% equity allocation for growth
- Diversified across asset classes
- Designed for 3-5 year investment horizon
Suitable For
- Medium-term investors
- Those comfortable with moderate volatility
- Balanced risk appetite
- Building wealth over time
Asset Allocation
Portfolio Holdings
UK Equity
Artemis UK Select, Gresham House UK Multi Cap, iShares UK MSCI
International Equity
Wellington Global Stewards, JP Morgan Europe Dynamic Hedged, BNY Mellon Global Income, Dimensional World Equity, Polar Capital Global Insurance, Polar Capital Technology Trust
Fixed Income
iShares Core Global Aggregate Bond, iShares UK Gilts 0-5 Year, iShares 3-7 Year US Treasury GBP Hedged
Alternatives
WisdomTree Physical Gold Hedged, Tellworth UK Select, Jupiter Merian GEAR
Cash
Money Market Fund
Performance History
Our Moderate portfolio has consistently outperformed its benchmark since inception.
Q1 2025
+2.15%
Q2 2025
+6.9%
Q3 2025
+5.51%
Since Inception
+12.66%
Important Information
Past performance is not a guide to future performance. Your capital is at risk and your investment may be worth less than the starting value. All performance figures are net of fees. Data sourced from FE Analytics as at the date of the most recent factsheet.
Transparent Pricing
We believe in clear, straightforward pricing with no hidden fees.
£400
Account Setup
One-time fee
0.75%
Initial Fee
On additions
0.75%
Annual Management
Per annum
~0.50%
Platform Fee
Administration
Explore Other Portfolios
Not sure if this is the right fit? Compare our other options.
Cautious MPS
Designed to preserve capital while aiming for modest growth over the medium to long term. The portfolio is constructed to manage risk carefully, with a focus on stability and reduced volatility.
Growth MPS
Designed to achieve long-term capital growth over a medium-to-long-term horizon. We invest in financial assets and seek to mitigate volatility through a diversified portfolio of closed and open-ended funds.