Our Portfolios

Three expertly managed portfolios designed to match different risk appetites. Choose the one that's right for your goals and timeline.

Cautious MPS

Risk Level 3/7

The Cautious portfolio is ideal for investors who prefer stability over higher potential returns. With a significant allocation to fixed income and lower-risk assets, this portfolio aims to protect your capital during market downturns while still participating in market growth. We achieve this through a diversified selection of closed and open-ended funds, with an emphasis on lower-risk asset classes. Our active management approach ensures that investments align with specific risk criteria while maintaining exposure across various asset classes, currencies and geographies. This portfolio is suitable for investors with a medium-term horizon (3-5 years), those approaching retirement, or anyone who prioritises sleeping well at night over maximising returns.

Performance

Q3 2025

+4.98%

Since Inception

+11.54%

Suitable for

  • Investors approaching retirement
  • Those with lower risk tolerance
  • Medium-term investment timeframes
  • First-time investors seeking stability

Asset Allocation

UK Equity19%
International Equity36%
Fixed Income28%
Alternatives15%
Cash2%
Underlying Funds

UK Equity

Artemis UK SelectGresham House UK Multi CapiShares UK MSCI

International Equity

Wellington Global StewardsBNY Mellon Global IncomeDimensional World EquityPolar Capital Global InsurancePolar Capital Technology Trust

Fixed Income

iShares Core Global Aggregate BondiShares UK Gilts 0-5 YeariShares 3-7 Year US Treasury GBP Hedged

Alternatives

WisdomTree Physical Gold HedgedTellworth UK SelectJupiter Merian GEAR

Cash

Money Market Fund

Not sure which portfolio is right for you?

Our Fundamentals courses explain risk, asset allocation, and how to choose investments that match your goals. Or use our retirement calculator to see how different portfolios might grow over time.

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